Apply for Financing
Financing Options
- B2B - Buy Now Pay Over Time
- Equipment Leasing
- Traditional Bank Business Financing
What is it?
BNPL arrangements are point-of-sale installment loans that allow consumers to make purchases and pay for them at a future date.
How it works:
- Convenient and easy-to-apply online with decisions made within seconds.
- Typically, easier to get approved for than traditional credit cards or lines of credit.
- Choose four biweekly, interest-free payments.
- Up to 12 months financing with interest.
- Examples: An $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.
- Eligibility check has no impact on credit.
- Disclosure: Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. State notices: https://www.affirm.com/licenses.
Choose: Shop Pay Installments at checkout. Note: ShopPay Installments requires a debit card for setup.
What is it?
An equipment lease is a contractual agreement between a leasing company (who owns the equipment) and the lessee who wants to use the equipment for a specific period in exchange for set payments.
For more information on the advantages of leasing, click here.
How it Works:
- Easy to apply online, approvals are instant or may take a few hours.
- Typically 12, 24, 36 & 48-month lease terms offered.
- First payment made upfront.
- Surrender equipment at the end of the lease or buyout.
Choose: Multiple options below by clicking the logo.
USA
- If you are just getting started or need to build your credit, TimePayment is a good choice.
- If you are just getting started or need to build your credit, Clicklease is a good choice. They offer an Early Purchase Option.
Canada
Lease vs Loan
- Leases are based on total cost of ownership; loans depend on the applicant's financial health.
- Leases don’t have interest rates but include fees like taxes and registration.
- Leases typically approve faster than loans.
Step-by-Step Leasing Process
- Submit an application online.
- Approval within 1-12 hours.
- Provide any requested information (e.g., proof of business).
- Receive and confirm the equipment quote.
- Finalize lease documents and payment setup.
- Equipment is shipped upon funding.