Apply for Financing

Financing Options

  • B2B - Buy Now Pay Over Time
  • Equipment Leasing
  • Traditional Bank Business Financing

Option 1

What is it?

BNPL arrangements are point-of-sale installment loans that allow consumers to make purchases and pay for them at a future date.

How it works:

  • Convenient and easy-to-apply online with decisions made within seconds.
  • Typically, easier to get approved for than traditional credit cards or lines of credit.
  • Choose four biweekly, interest-free payments.
  • Up to 12 months financing with interest.
  • Examples: An $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.
  • Eligibility check has no impact on credit.
  • Disclosure: Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. State notices: https://www.affirm.com/licenses.

Choose: Shop Pay Installments at checkout. Note: ShopPay Installments requires a debit card for setup.

Shop Pay Logo

Option 2

What is it?

An equipment lease is a contractual agreement between a leasing company (who owns the equipment) and the lessee who wants to use the equipment for a specific period in exchange for set payments.

For more information on the advantages of leasing, click here.

How it Works:

  • Easy to apply online, approvals are instant or may take a few hours.
  • Typically 12, 24, 36 & 48-month lease terms offered.
  • First payment made upfront.
  • Surrender equipment at the end of the lease or buyout.

Choose: Multiple options below by clicking the logo.

USA

TimePayment

  • If you are just getting started or need to build your credit, TimePayment is a good choice.

Clicklease

  • If you are just getting started or need to build your credit, Clicklease is a good choice. They offer an Early Purchase Option.

Canada

CWB National Leasing

Lease vs Loan

  • Leases are based on total cost of ownership; loans depend on the applicant's financial health.
  • Leases don’t have interest rates but include fees like taxes and registration.
  • Leases typically approve faster than loans.

Step-by-Step Leasing Process

  1. Submit an application online.
  2. Approval within 1-12 hours.
  3. Provide any requested information (e.g., proof of business).
  4. Receive and confirm the equipment quote.
  5. Finalize lease documents and payment setup.
  6. Equipment is shipped upon funding.